Tariff

Arrangement fees for new loans *
Arrangement fee, basic loan up to 60% mortgageISK 55,000
Arrangement fee, additional loanISK 9,000
Payment ability assessment for an individualISK 9,500
Payment ability assessment for married couples/cohabitantsISK 14,500
Payment ability assessment for individual (CreditInfo)*ISK 8,400
Payment ability assessment for married couples/cohabitants (CreditInfo)*ISK 16,700
Registration feeISK 3,800
Statement of liensISK 1,500
Credit rating, if appropriateISK 1,400
Debt balance statement, if appropriateISK 1,400
Document preparation feeISK 8,000

*Subject to change according to CreditInfo’s tariff

When two bonds need to be prepared, the arrangement fee is ISK 55,000 for the first loan (the basic loan) and ISK 9,000 for the second loan (the additional loan) if the loans are taken at the same time for the same property, for a total of ISK 64,000. The borrower handles the registration of bonds themselves. There is no prepayment fee on the mutual fund loans.

Document preparation fee*
Mortgage transfers and lien releaseISK 8,000
Change of debtorISK 8,000
Amendment to terms/debt restructuringISK 8,000
Conditional mortgage authorisationISK 8,000
Lien releaseISK 8,000
Payment ability assessment for an individual, if appropriateISK 9,500
Payment ability assessment for married couples/cohabitants, if applicableISK 14,500
Registration feeISK 3,800
Statement of liensISK 1,500
Registration managementISK 1,195
Bank costs due to debt restructuringVariable costs due to default

Payments on loans to members of Gildi Pension Fund are collected by Íslandsbanki hf. The cost of payments according to the effective price list of Íslandsbanki hf. is as follows:

Payment fees at Íslandsbanki*
Payment with payment slip-paper statementISK 660
Payment with payment slip-online statementISK 515
Notification- and payment fee debited from invoice-paper statementISK 275
Notification and payment fee debited from invoice-online statementISK 130

*Subject to changes to cost items.